So today I got a quick reminder if why I did not do finance in college but went the management route instead. I hate numbers and acronyms, plus being dyslexic doesn't help my cause.
I went in this morning to meet with a loan officer and see about getting pre-approved for a home mortgage.
This is a huge step for me, one I didn't think I would take till I was well into my 30's. Yet here I am not yet 30, although almost ... Such a scary thought, looking at buying a house.
I am pretty excited about it though. The house its self is beautiful although I imagine it will need work. I am not afraid of work, I am afraid of debt. It is currently listed as a 5 bedroom Victorian in my house town of Hebron IL. I will be close to family which is awesome and at the asking price even if I sell it in 5 years I will still double my investment. Which is good because the though of permanent roots at this age is kinda scary for me. There is still so much I want to see and do that I haven't had the chance to do yet!
Things at the bank went well considering I work as a bartender/server and 1/2 my income is cash only. I did talk to her about me moving back to Texas for a few months to complete my lease down there (me and my stubbornness when it comes to financial responsibility) she said that would not be a problem as long as there was not a large gap in lack of employment and since I have a job down there lined up already I am not worried about it. Granted that is also a cash only job so I am not sure how I will prove my income :( and no I am not doing anything illegal just bartending at a little mom & pop place.
So I did get preapproved!! For more than the asking price actually! I am so excited. I called the relestate agent as soon as I left the bank to arrange a viewing! I have not heard back from her yet but I will let you all know more when I do.
Sláinte,
Kat
